INDUSTRY
SaaS and ERP
The Software as a Service (SaaS) and Enterprise Resource Planning (ERP) sectors are pivotal for modern businesses, offering streamlined software solutions for diverse needs. Although the sectors are projected to grow at 7.33 and 4.48 percent, respectively, they also face challenges in security, scalability, and integration as they adapt to evolving technological landscapes.
Industry factsheet
The SaaS and ERP sector provides software as a service solutions (SaaS) and enterprise resource planning (ERP) systems to companies worldwide. These solutions help businesses manage their key functions such as accounting, HR, supply chain, and customer relationships.
EUROPE TURNOVER
MAIN CURRENCY
DOMESTIC TRADE
FOREIGN TRADE
SUPPLY CHAIN TEARING
€ 100 B
€
40%
60%
2+
EUROPE TURNOVER
€ 100 B
MAIN CURRENCY
€
DOMESTIC TRADE
40%
FOREIGN TRADE
60%
SUPPLY CHAIN TEARING
2+
Notable companies
Creditworthiness
Generally high for established firms like SAP and Sage (A or above), with variability among smaller firms based on technological innovation and market penetration.
Geographic distribution, %
No Data Found
DSO
No Data Found
Working capital challenges
Software companies have unique working capital management needs: The nuanced revenue flows and high risk of churn require smart planning when it comes to contract flexibility vs. financial forecasting (Fundamenta Capital).
- High upfront costs for development
- Subscription-based revenue model
- Managing customer churn
- Rapid technological changes
- Compliance with data protection regulations
Invoice sizes
€500,000
Maximum
€25,000
Average
€ 1,000
Minimum
Turnover size distribution
SaaS and ERP companies, Europe, %
No Data Found
Economic outlook
Strong growth in SaaS and ERP is expected due to digital transformation across industries, increased adoption of cloud solutions, and the need for advanced business analytics. Cybersecurity and data privacy will be key areas of focus.
Top invoicing currencies
- EURO
- US Dollar
- British Pound
Our working capital solutions for SaaS & ERP companies
Digital financing for digital leaders
WALBING Cash Forfait
Achieve maximum flexibility for your temporary or occasional liquidity needs: Convert any outstanding B2B invoice into cash quickly and easily at competitive market rates.
WALBING Cash Recur
Maximize your cash flow for continuous liquidity needs: Finance B2B invoices from recurring transactions with a single debtor and benefit from a reduced financing rate.
WALBING Cash Embed
Seamlessly integrate WALBING receivable financing into your tech stack, through Embedded Finance: Available for B2B marketplaces and ERP systems.